Aiffin, a Ukrainian-French company founded by Ukrainians in Paris, has raised €3.1 million in investment to develop an artificial intelligence-based platform that helps finance small and medium-sized businesses.
Aiffin was founded in 2025 by Ukrainians Serhiy Vaskov and Igor Nikolayev, together with Frenchman Khalil Aram. During the investment round, the company was valued at €30 million.
The investment was raised in two stages. Initially, Aiffin received €625,000 from more than 50 investors from nine countries, including France, the UK, the US, and Ukraine. The company later raised another €2.5 million in debt financing for leasing deals.
Aiffin is developing a platform that uses artificial intelligence to automate credit decision-making for small and medium-sized businesses — from client verification to risk assessment to final decision. According to the company, 3.2 million euros of leasing financing has already been issued through the platform.
The startup plans to use the raised funds to scale the platform in France, develop AI infrastructure, expand its partner network, and strengthen its engineering and product teams. Although the company is registered in France, a significant part of its product and engineering team works in Ukraine.
